Maximum Roth Ira Contribution 2025 Fidelity. The contribution limit on individual retirement accounts will increase by $500 in 2025, from $6,500 to $7,000. The ira maximum contribution limit is $7,000 for 2025 (with an additional $1,000 allowed for those ages 50 and older).

The irs’s annual ira contribution limit covers contributions to all personal iras, including both traditional. The roth ira contribution limit for 2025 is $7,000 in 2025 ($8,000 if age 50 or older).